Technology

Bolt, Palantir launching smart, personalized checkout experience

Photo: Adobe Stock

June 17, 2025

Bolt, a checkout technology provider, and Palantir Technologies, an AI software provider, are teaming up on e-commerce checkout that will be personalized, dynamic and informed by data.

Through the partnership, Bolt will integrate Palantir's advanced decisioning engine to dynamically adapt checkout flows and enable smarter, contextually aware logic.

The technology, called Checkout 2.0, is a self-learning, self-improving checkout with an adaptive, real-time system that responds to each shopper's unique preferences, behaviors and context, according to a press release.

Rather than displaying the same interface to every shopper, Checkout 2.0 delivers personalized flows that evolve with the user — prioritizing preferred payment methods, remembering prior selections and surfacing relevant information at just the right time.

"Operational integration of Bolt and Palantir reduces friction for shoppers and complexity for merchants while providing a foundation to accelerate retail into the age of AI," Ted Mabrey, Palantir's global head of commercial, said in the release. "This partnership brings together the scale and shopper intelligence of Bolt's platform with Palantir's proven decisioning systems to deliver superior outcomes across every transaction. Checkout 2.0 represents the best of both worlds—and the future of commerce personalization."

Bolt will leverage Palantir's platform to help scale Checkout 2.0 across enterprise retailers and expand it within Bolt's recently launched SuperApp — an all-in-one finance and crypto hub that delivers real-time shopper signals.

"Our partnership with Palantir addresses one of the biggest challenges in modern commerce: turning mountains of shopper data into real-time, actionable intelligence," Ryan Breslow, founder and CEO of Bolt, said in the release. "Together, we're tackling outdated, one-size-fits-all checkout experiences and replacing them with a smarter, more adaptive flow that actually responds to individual preferences and behavior. Merchants gain powerful optimization tools to improve conversion and payment efficiency, while shoppers benefit from a faster, more personalized journey. This is not just an upgrade — it's a reimagining of what online checkout can be."

For example, a shopper who frequently buys beauty products on their mobile device and prefers Apple Pay will see a checkout flow that automatically prioritizes Apple Pay, highlights relevant upsells and surfaces loyalty feature — without requiring them to re-enter information or navigate away.

Checkout 2.0 will evaluate transaction attributes — such as volume, category or geography — and select the optimal payment gateway to maximize authorization rates and reduce processing costs. This behind-the-scenes intelligence delivers better margins and a smoother experience.